Charles C questioned: My building suffered hurt with a hail storm. The insurance company sent me a check made out to the mortgage company and to me. Now the Mortgage company is holding the funds and I can’t end the repairs needed. My mortgage payments are up to date.
The repairs are done, the Mortgage company inspected the repairs and they are holding the depreciation check. Would anyone know why?

Kristi questioned: I’m tryin to sell my house in Michigan. We have had it up for sales for 2 months, and had only one showing. We can’t lower our asking price any lower then it currently is without having to come to closing with money. (that I don’t have) Since our realtor already lowered his commission he suggested talking to our mortgage company about a small sale. What is your opinion?

vals.beach questioned: I have two homes with the same mortgage co. One I can’t afford and the other I can. The one I can afford has a small equity. Can they force me to sell it if I go into foreclosure?

when and how questioned: My mortgage company added an escrow account without my consent. I never agreed to it and never signed anything. I have had this mortgage for over 3 years and noticed all of a sudden they made a payment to my property taxes and are telling me there’s a shortage in my escrow and raising my monthly payments by over $100 when I never agreed to this and…

TAMMY O questioned: Our 2nd mortgage company is suing us for $25,000 (the balance on our 2nd after they signed off the lien for the small sale). They have submitted paperwork to attach 25% of our wages until it is paid off? Is their any legal way out of this?